I gotta tell this story, if for nothing else other than LT's personal enjoyment.
Year before last, right around Christmas, someone broke into one of our vehicles and stole a Glock 17. We called local PD, reported the theft, cried a few tears over the loss of the beloved Glock, and then went on about our lives, convinced we would never see it again. We could only hope it was in a better place.
Fast forward to along about February, I open the front door early one morning to go fetch the paper and there is something lumpy under the doormat. I moved the mat, and I'll be... It's OUR GLOCK! Still in the same case it was in when it left. Nicely cleaned, with fresh ammo in the mag.
How did this happen? Beats me. My personal opinion - it was one of those "Incredible Journey" type things. Our Glock hooked up with a pug dog and a cat and crossed rivers and streams and major highways to find its way back home.
We may never know. What we DO know, is that the local PD will give you a hard time when you call them back to report a gun "un-stolen". I don't think they believed my story about the dog, the cat, and the rivers, and streams.
So, the moral of this story is, JRG, if you had bought a Glock instead of an XD, there might be a chance it would come back to you. I don't think XD's are that loyal. But, enjoy your S&W!