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I think it's importantant to remember that Joe Horn was no-billed by the grand-jury. If I understand it correctly he was never arrested, never had to pay bail, and there is no defense allowed on a grand jury hearing. I suspect that his legal bills weren't all that high.

I think the chances of us getting involved with a fatal acident and being charged with manslaughter as a result from an accident is probably more likely ( a lot depending on our temperment and and driving skills) Situationl awareness, knowing the rules, and good judgement is our best insurance.