OneGun wrote: chamberc wrote:
OneGun wrote:I stopped doing business with B of A a long time ago when they wanted to charge a fee to visit with a human teller rather than the ATM.
Hmm... they want to charge you for something that costs them money? Seems perfectly reasonable to me. Why should I have to pay for a service I don't use? It seems to me, such use-based pricing is the epitome of the American way.
Except B of A uses my money to make loans and charges the debtors interest for using my money. So, why should I pay to access my money? They should pay me for using my money for earning loan interest revenues.
My monthly account fees cover any interaction I would have with a teller, just like it has for about 150 years. If the ATM is so great or cuts costs, why not incentivize
The key to this is that they didn't offer a discount to it's depositors to use the ATM... they just jacked the fee to see the teller that had been free
since the bank first came into business many years ago. (and even if we use the ATM, that teller is still sitting there doing nothing but watching us use the ATM) And there are many basic services you can get from a teller that you can't get from an ATM. Each Christmas, I tip a bunch of people that use services from (barber, mailman, UPS guy, trash guy, etc.) and unless I want to give everyone a multiple of 20, the ATM is not useful... not to mention when I get cash it is usually several hundred dollars and my wallet will not close property with a big wad of 20's. Remember George Castanza from Seinfeld??
They also removed the drive thru banking lanes and installed ATM's in the lanes at out local B of A's.
So not it's an indoor or outdoor ATM- or the pay teller inside.
We need a w t f emoji! ...lol