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If, as, and when, this happens, you are going to want/need the best defense you can afford. That is unlikely to be a guy from an insurance policy.

I suggest you find out who is the best attorney in your area with as much 2d Amendment experience as possible. Get to know him. Get his card in your wallet, his phone no. in your phone.

Maybe there is a lawyer although not in your town, even some distance, who is really, really good.

What do you look for in a lawyer? Judgment, honed by experience, successful experience even better. Contrary to the impression you might get from reading Internet forum lawyer wannabes, few situations are simple, straight forward, or standard in every respect.