Search found 6 matches

by rotor
Sat Jan 26, 2019 11:24 pm
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

Oldgringo wrote:
Sat Jan 26, 2019 10:09 pm
rotor wrote:
Fri Aug 10, 2018 1:24 pm
She will probably win in her district but is really a gift to the Republican party. She is just so stupid.
Apparently, she is not as stupid as are the voters in her district, you think?
We have our own supply of stupid voters, ever hear of Sheila Jackson Lee?
by rotor
Sun Aug 12, 2018 7:21 pm
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

G26ster wrote:
Sun Aug 12, 2018 6:25 pm
rotor wrote:
Sun Aug 12, 2018 4:52 pm
Beiruty wrote:
Sun Aug 12, 2018 2:50 pm
I am chronic patient with a kidney transplant, if I have to list them the 21 pills, 6-8 meds It would take while. Second, Why in the world Lab tests are so horrendously expensive if your do not have a health care insurance and health cares insurance pay 10% of the bill. I hate most LabCorp and the other one Quest. I called couple times to get my bill reduced as I did not have a health insurance before Obamacare and both did not want negotiate their bills. What a shame. Same labs work, I ordered at an illegal-residents serving clink and I paid $115 instead of bill close to $1,000.

Claiming that you are an illegal resident or acting like one, would save you 90% of the lab work bill and your Dr visit is just $35.
I know what you mean. I bring a copy of all of my meds and medical-surgical history to every doctor visit. They always change their systems (forced to by the government) and the old doesn't talk to the new. Like I said, it is not the doctor bills that kill you but the ancillary stuff. Drugs, lab, ER, hospital, all kill you financially. Your lab bill should never be more than what medicare pays. Good luck trying to bargain for that. My wife gets that shot that saves her a trip to the doctor the next day after chemo, $6-12K for one shot. Same price if she goes in or gets it for home use. Friend takes nausea medicine after chemo, 2 pills cost $700.
If you have insurance I recommend in Texas getting Blue Cross. They drive the best discounts from pharma, hospital, lab and docs and are easy to deal with. Some insurance companies pay much higher rates and you probably pay 20% of a much higher rate. Read your EOB when you get one to fully understand pricing. There is the actual charge, the amount insurance allows by contract, the amount they pay and the amount you owe. I have been going in and getting refunds with my EOB in hand. The actual charge is what the poor guy with no insurance gets and he will definitely be poorer. I am on Medicare but with what the government takes out, plan D and a supplement it adds up. At least my meds are all generic but they don't cover you for dental or hearing and the hearing aid I am getting closer to is pretty expensive. We definitely need a new thread for health care. One more money saving clue, you don't have to use the lab at your docs office. You can go to any lab you want to so get a lab slip and shop around with different labs for the best price if you are cash paying.
Rotor:

There's a lot more wrong with the Medicare system. I am on Medicare Advantage (Part C). I have to see only doctors "in network" which means I can't get the best care available. Also, under a United Healthcare HMO, not only do I need a referral to see a specialist, my medical group has a third party that must approve all referrals, and further limits my choices of doctors. Basically they are making medical decisions that my PCP did not make, nor did the specialist I want to see by restricting me. Also, they severely limit the number of visits I can have with the specialist.

I'd "gladly" switch to Original Medicare if I could get a supplement. Happy to pay the extra cost of that and Part D. But, as I was diagnosed and treated for cancer of an organ 3 years ago, not a single insurance company will underwrite a supplement until I've been cancer free for at least 5 years. Unless my insurance company drops coverage in my area, the only way I could get that supplement now, without having to answer medical questions, is to move out of my coverage area. Under Obamacare, at least they made sure insurance companies could not hold preexisting conditions against you, but under the Medicare supplements plans, they can.
I really feel for your plight. I researched all of this extensively before I was on Medicare and my conclusion was to NEVER go Medicare Advantage. This is the biggest profit maker for the insurance industry and they bilk the taxpayer like mad. They get 10% more for a Medicare age patient than is spent for a regular Medicare patient. Sure, you don't need a supplement but they limit you on everything, you must use their network, you need prior approval for everything. They are true scammers. I warn all of my friends and family to go regular Medicare, supplement and plan D but guess what, most of them don't listen and believe that Advantage plans are the way to go because they are stupid cheap people or ??? specifically talking about family here (some of my family are really stupid too). So, I guess we need a real healthcare thread and perhaps we can persuade some of our under Medicare age members to NOT GO ADVANTAGE plan when they reach that magic age. Aside from that, Ms.Cortez is an idiot.
by rotor
Sun Aug 12, 2018 4:52 pm
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

Beiruty wrote:
Sun Aug 12, 2018 2:50 pm
I am chronic patient with a kidney transplant, if I have to list them the 21 pills, 6-8 meds It would take while. Second, Why in the world Lab tests are so horrendously expensive if your do not have a health care insurance and health cares insurance pay 10% of the bill. I hate most LabCorp and the other one Quest. I called couple times to get my bill reduced as I did not have a health insurance before Obamacare and both did not want negotiate their bills. What a shame. Same labs work, I ordered at an illegal-residents serving clink and I paid $115 instead of bill close to $1,000.

Claiming that you are an illegal resident or acting like one, would save you 90% of the lab work bill and your Dr visit is just $35.
I know what you mean. I bring a copy of all of my meds and medical-surgical history to every doctor visit. They always change their systems (forced to by the government) and the old doesn't talk to the new. Like I said, it is not the doctor bills that kill you but the ancillary stuff. Drugs, lab, ER, hospital, all kill you financially. Your lab bill should never be more than what medicare pays. Good luck trying to bargain for that. My wife gets that shot that saves her a trip to the doctor the next day after chemo, $6-12K for one shot. Same price if she goes in or gets it for home use. Friend takes nausea medicine after chemo, 2 pills cost $700.
If you have insurance I recommend in Texas getting Blue Cross. They drive the best discounts from pharma, hospital, lab and docs and are easy to deal with. Some insurance companies pay much higher rates and you probably pay 20% of a much higher rate. Read your EOB when you get one to fully understand pricing. There is the actual charge, the amount insurance allows by contract, the amount they pay and the amount you owe. I have been going in and getting refunds with my EOB in hand. The actual charge is what the poor guy with no insurance gets and he will definitely be poorer. I am on Medicare but with what the government takes out, plan D and a supplement it adds up. At least my meds are all generic but they don't cover you for dental or hearing and the hearing aid I am getting closer to is pretty expensive. We definitely need a new thread for health care. One more money saving clue, you don't have to use the lab at your docs office. You can go to any lab you want to so get a lab slip and shop around with different labs for the best price if you are cash paying.
by rotor
Sun Aug 12, 2018 11:14 am
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

Beiruty wrote:
Sun Aug 12, 2018 9:32 am
rotor wrote:
Sat Aug 11, 2018 10:10 pm
Beiruty wrote:
Sat Aug 11, 2018 1:03 pm
Regardless of who is paying for health care, why the US pays 2X per person more than the next modern country.
Because, in socialist medicine countries. Health care providers are state employees and paid 1/3 ot 1/4 of its counterpart in US.
Specialty doctors are self-employed millionaires who can retire after 10-15 yrs of work (age of 50). The most successful ones would establish a practice and can hire associates doctors and retire at age of 45. Nothing wrong in that other than there is no effective competition between doctors.
Do you seriously believe the high cost of health care is your doctor's bill? My wife's doc gets paid almost nothing but her chemo is $100K per month. Drug companies and hospitals are where the cost is.
The Doctors compensation is just an example. A couple hours visit of my 4yrs old son to the ER cost me $5,700. An illegal resident would pay no cent. This is another example. The aggregate is that the whole Healthcare system is unbalanced, overpriced, and tons of waste. Hospitals are for profit orgs and Health insurances are also in the same boat. Drug Cartels are in charge of the boat of gold.
Till date, the e-record system is not in place. Each time I go to my doctor, I get asked about my meds and med history. It should be in the e-record system. Why I am asked? Don't you have access to my e-record system? It should be law in effect by 2014. Drs are paying penalties instead of upgrading their IT systems.
Without hijacking this thread all I can tell you is that the doctors bill on the totem pole of health care expenses is at the bottom. The ER expenses you mentioned are virtually all facility fees. Been there, done that. Look at the EOB from your insurance company and you will see the real expenses. As far as EHR I agree. Very few clinics actually use their EHR correctly or even keep up the so call patient portal. Do you know why? Because they are all worthless. Mandated but worthless.
by rotor
Sat Aug 11, 2018 10:10 pm
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

Beiruty wrote:
Sat Aug 11, 2018 1:03 pm
Regardless of who is paying for health care, why the US pays 2X per person more than the next modern country.
Because, in socialist medicine countries. Health care providers are state employees and paid 1/3 ot 1/4 of its counterpart in US.
Specialty doctors are self-employed millionaires who can retire after 10-15 yrs of work (age of 50). The most successful ones would establish a practice and can hire associates doctors and retire at age of 45. Nothing wrong in that other than there is no effective competition between doctors.
Do you seriously believe the high cost of health care is your doctor's bill? My wife's doc gets paid almost nothing but her chemo is $100K per month. Drug companies and hospitals are where the cost is.
by rotor
Fri Aug 10, 2018 1:24 pm
Forum: Off-Topic
Topic: Nobody but Alexandria Ocasio-Cortez
Replies: 608
Views: 62713

Re: Nobody but Alexandria Ocasio-Cortez

She will probably win in her district but is really a gift to the Republican party. She is just so stupid.

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