I carry my wallet in my vest pocket when Im driving or shirt pocket so I dont have to reach back if stopped by a LEO. I plan to have my license ready with DL before the LEO approches & keep my hand on the wheel. I know every situation will be different but using common sense works for me.

The first thing an office does is ask for DLlicense.
Never know when you will get stopped for a tail light of Lic plate light out....etc