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I am confused about the reluctance to use the manual safety. Using the safety eliminates the problem and danger that the OP is faced with.

Is that a decocker or a manual safety? If it is a manual safety and it is engaged, I don't believe the handgun will sustain a half cock. The thing is you will need to retrain yourself to sweep the safety when you draw. I found it pretty easy to set muscle memory to do this every time. This, in my opinion, is they way the handgun was intended to be used.