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Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 5:38 pm
by philip964
A French friend was being transferred back to France where healthcare is free* and according to the UN best in the world. Just before leaving she loaded up on doctor visits for her and her children (she had a PPO and it paid for everything but $25) I asked why she was visiting every doctor imaginable, oh back in France there would be lines and getting to see everyone would be difficult. Plus the Doctors are so much nicer here.

* She showed me her first pay check she got in the US. She said there was not enough taken out for taxes. I assured her it was correct. She said in France it would be 50% for taxes, which included the cost of the free healthcare.

If you remember Lady Di died in a car accident in Paris. It took 2 hours to get her to the hospital as they try and treat you in the ambulance, rather than rushing you to the hospital as we do here in the US.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 6:25 pm
by G26ster
rotor wrote:
Sun Aug 12, 2018 4:52 pm
Beiruty wrote:
Sun Aug 12, 2018 2:50 pm
I am chronic patient with a kidney transplant, if I have to list them the 21 pills, 6-8 meds It would take while. Second, Why in the world Lab tests are so horrendously expensive if your do not have a health care insurance and health cares insurance pay 10% of the bill. I hate most LabCorp and the other one Quest. I called couple times to get my bill reduced as I did not have a health insurance before Obamacare and both did not want negotiate their bills. What a shame. Same labs work, I ordered at an illegal-residents serving clink and I paid $115 instead of bill close to $1,000.

Claiming that you are an illegal resident or acting like one, would save you 90% of the lab work bill and your Dr visit is just $35.
I know what you mean. I bring a copy of all of my meds and medical-surgical history to every doctor visit. They always change their systems (forced to by the government) and the old doesn't talk to the new. Like I said, it is not the doctor bills that kill you but the ancillary stuff. Drugs, lab, ER, hospital, all kill you financially. Your lab bill should never be more than what medicare pays. Good luck trying to bargain for that. My wife gets that shot that saves her a trip to the doctor the next day after chemo, $6-12K for one shot. Same price if she goes in or gets it for home use. Friend takes nausea medicine after chemo, 2 pills cost $700.
If you have insurance I recommend in Texas getting Blue Cross. They drive the best discounts from pharma, hospital, lab and docs and are easy to deal with. Some insurance companies pay much higher rates and you probably pay 20% of a much higher rate. Read your EOB when you get one to fully understand pricing. There is the actual charge, the amount insurance allows by contract, the amount they pay and the amount you owe. I have been going in and getting refunds with my EOB in hand. The actual charge is what the poor guy with no insurance gets and he will definitely be poorer. I am on Medicare but with what the government takes out, plan D and a supplement it adds up. At least my meds are all generic but they don't cover you for dental or hearing and the hearing aid I am getting closer to is pretty expensive. We definitely need a new thread for health care. One more money saving clue, you don't have to use the lab at your docs office. You can go to any lab you want to so get a lab slip and shop around with different labs for the best price if you are cash paying.
Rotor:

There's a lot more wrong with the Medicare system. I am on Medicare Advantage (Part C). I have to see only doctors "in network" which means I can't get the best care available. Also, under a United Healthcare HMO, not only do I need a referral to see a specialist, my medical group has a third party that must approve all referrals, and further limits my choices of doctors. Basically they are making medical decisions that my PCP did not make, nor did the specialist I want to see by restricting me. Also, they severely limit the number of visits I can have with the specialist.

I'd "gladly" switch to Original Medicare if I could get a supplement. Happy to pay the extra cost of that and Part D. But, as I was diagnosed and treated for cancer of an organ 3 years ago, not a single insurance company will underwrite a supplement until I've been cancer free for at least 5 years. Unless my insurance company drops coverage in my area, the only way I could get that supplement now, without having to answer medical questions, is to move out of my coverage area. Under Obamacare, at least they made sure insurance companies could not hold preexisting conditions against you, but under the Medicare supplements plans, they can.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 7:21 pm
by rotor
G26ster wrote:
Sun Aug 12, 2018 6:25 pm
rotor wrote:
Sun Aug 12, 2018 4:52 pm
Beiruty wrote:
Sun Aug 12, 2018 2:50 pm
I am chronic patient with a kidney transplant, if I have to list them the 21 pills, 6-8 meds It would take while. Second, Why in the world Lab tests are so horrendously expensive if your do not have a health care insurance and health cares insurance pay 10% of the bill. I hate most LabCorp and the other one Quest. I called couple times to get my bill reduced as I did not have a health insurance before Obamacare and both did not want negotiate their bills. What a shame. Same labs work, I ordered at an illegal-residents serving clink and I paid $115 instead of bill close to $1,000.

Claiming that you are an illegal resident or acting like one, would save you 90% of the lab work bill and your Dr visit is just $35.
I know what you mean. I bring a copy of all of my meds and medical-surgical history to every doctor visit. They always change their systems (forced to by the government) and the old doesn't talk to the new. Like I said, it is not the doctor bills that kill you but the ancillary stuff. Drugs, lab, ER, hospital, all kill you financially. Your lab bill should never be more than what medicare pays. Good luck trying to bargain for that. My wife gets that shot that saves her a trip to the doctor the next day after chemo, $6-12K for one shot. Same price if she goes in or gets it for home use. Friend takes nausea medicine after chemo, 2 pills cost $700.
If you have insurance I recommend in Texas getting Blue Cross. They drive the best discounts from pharma, hospital, lab and docs and are easy to deal with. Some insurance companies pay much higher rates and you probably pay 20% of a much higher rate. Read your EOB when you get one to fully understand pricing. There is the actual charge, the amount insurance allows by contract, the amount they pay and the amount you owe. I have been going in and getting refunds with my EOB in hand. The actual charge is what the poor guy with no insurance gets and he will definitely be poorer. I am on Medicare but with what the government takes out, plan D and a supplement it adds up. At least my meds are all generic but they don't cover you for dental or hearing and the hearing aid I am getting closer to is pretty expensive. We definitely need a new thread for health care. One more money saving clue, you don't have to use the lab at your docs office. You can go to any lab you want to so get a lab slip and shop around with different labs for the best price if you are cash paying.
Rotor:

There's a lot more wrong with the Medicare system. I am on Medicare Advantage (Part C). I have to see only doctors "in network" which means I can't get the best care available. Also, under a United Healthcare HMO, not only do I need a referral to see a specialist, my medical group has a third party that must approve all referrals, and further limits my choices of doctors. Basically they are making medical decisions that my PCP did not make, nor did the specialist I want to see by restricting me. Also, they severely limit the number of visits I can have with the specialist.

I'd "gladly" switch to Original Medicare if I could get a supplement. Happy to pay the extra cost of that and Part D. But, as I was diagnosed and treated for cancer of an organ 3 years ago, not a single insurance company will underwrite a supplement until I've been cancer free for at least 5 years. Unless my insurance company drops coverage in my area, the only way I could get that supplement now, without having to answer medical questions, is to move out of my coverage area. Under Obamacare, at least they made sure insurance companies could not hold preexisting conditions against you, but under the Medicare supplements plans, they can.
I really feel for your plight. I researched all of this extensively before I was on Medicare and my conclusion was to NEVER go Medicare Advantage. This is the biggest profit maker for the insurance industry and they bilk the taxpayer like mad. They get 10% more for a Medicare age patient than is spent for a regular Medicare patient. Sure, you don't need a supplement but they limit you on everything, you must use their network, you need prior approval for everything. They are true scammers. I warn all of my friends and family to go regular Medicare, supplement and plan D but guess what, most of them don't listen and believe that Advantage plans are the way to go because they are stupid cheap people or ??? specifically talking about family here (some of my family are really stupid too). So, I guess we need a real healthcare thread and perhaps we can persuade some of our under Medicare age members to NOT GO ADVANTAGE plan when they reach that magic age. Aside from that, Ms.Cortez is an idiot.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 8:02 pm
by TreyHouston
HA! I love the ending!!!! :lol::

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 9:06 pm
by philip964

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 12, 2018 10:20 pm
by bbhack
In the Spanish language, the maternal surname is last, and it is dropped for brevity the way we drop middle names. No fan of hyphenated last names, and I have never seen a Spanish one.

Posted: Sun Aug 12, 2018 11:13 pm
by apostate
.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Wed Aug 15, 2018 10:20 pm
by Daddio-on-patio
philip964 wrote:
Sun Aug 12, 2018 5:38 pm


If you remember Lady Di died in a car accident in Paris. It took 2 hours to get her to the hospital as they try and treat you in the ambulance, rather than rushing you to the hospital as we do here in the US.
Not going to Monday quarterback French EMS, which, I am of the understanding they are generally very good. Load-and-go is not always the manner in which we handle trauma. We are very capable of providing effective stabilization and management of trauma patients pre-hospital. Controlling bleeding, maintaining ventilation, supporting vitals, administering IV fluids and medications appropriately are standards in paramedicine. Early intervention in trauma is very important to outcome.

Just defending the profession and hopefully giving a bit of knowledge.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Thu Aug 16, 2018 9:42 am
by draven
Thanks for the link, hilip964!

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Thu Aug 16, 2018 12:21 pm
by BBYC


:lol:

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sat Aug 18, 2018 6:31 pm
by philip964
https://www.yahoo.com/news/socialists-f ... 17413.html

Essay on Socialism. Is it enough? Huff Post wonders.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sat Aug 18, 2018 7:12 pm
by philip964

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sat Aug 18, 2018 8:42 pm
by Allons
philip964 wrote:
Sat Aug 18, 2018 7:12 pm
https://www.mediaite.com/online/reporte ... feel-safe/

Bans Press from town hall meeting.
Someone will post it online somewhere. I'm pretty sure she will say something crazy, that will still make the news.

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 19, 2018 8:37 am
by bblhd672
philip964 wrote:
Sat Aug 18, 2018 7:12 pm
https://www.mediaite.com/online/reporte ... feel-safe/

Bans Press from town hall meeting.
She’s so dumb she bans the best friends her campaign has from her meetings!

Re: Nobody but Alexandria Ocasio-Cortez

Posted: Sun Aug 19, 2018 11:47 am
by Abraham
Chauncy Gardner as a female marxist...