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If you cannot defeat the cover garment with the hand that will unholster the handgun, then you are doing it wrong. Your support hand will be occupied.

Concealed does not mean inaccessible.

Like others have said, there is no one right way.

There is a balance between maintaining concealment and rapid accessibility without being conspicuous.

I personally prefer the open shirt method because I have the option to button if conditions require it to maintain concealment - and it also allows me to quickly and easily shift to open carry by moving the garment behind the grip and holster if pre-threat conditions justify getting ready to draw.

Keep this in mind: you will only have one hand available (one is occupied holding a phone, holding keys, holding back a family member, hand up in face of threat, engaged with threat, or protecting your head from a strike) to draw from concealment MORE OFTEN than having the luxury of two hands available to defeat the concealment garment and draw your firearm to engage a threat.

Hope this helps ... stay safe, be dangerous.