TexasCHLforum.com

GeekDad wrote:

Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.

The surcharge is a rip off, it goes to the same "Non-Profit" company that handles all the Toll Cartels money... oh I mean NTTA.

Thank you Gov. Perry for giving my tax dollars to this fraudulent company to build highways that you intend me to pay for, furthermore then give them mafia like backing from the state if you do not pay the tolls its suddenly becomes a state issue, instead of a Civil issue as it should be like for any other company.

Charles L. Cotton wrote:

jz75455 wrote:

jz75455 wrote:

Charles L. Cotton wrote:This is a new one for me, but I don't believe the DL surcharge is legally a tax. if not, then it shouldn't impact your eligibility for a CHL.

Chas.

Sir,

Is there any way for me to find out? Do you have a number I can call? And thank you for time.

I just read your credentials and if you don't believe its a problem, then that's good enough for me. I am going to take the course and apply, I can keep you updated if you like?

Thank you once again.

I appreciate the confidence, but this is a new issue for me and I'm not at all sure. I'd call the DPS and ask them if an unpaid surcharge is going to cause a problem. (512) 424-7293 If they say "yes," let me know and we'll talk.

Chas.

jz75455 wrote:

Keith B wrote:

Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.

Ahh, that may 'splain it.

$250 every year for three years with penalties. This is after the $300 ticket for no insurance... Fair?

jz75455 wrote:I asked here if I could use my TX ID card and she said no,

jz75455 wrote:

JeepGuy79 wrote:Not trying to be a jerk, but why don't you pay the state what you owe them before you jump into something else?

Well the CHL is more important to me right now and more affordable.

Since I got behind I can no longer make payments and TX wants the full $900 up front. Can't do that and eat. I've tried calling and begging for a payment plan but, they don't care.

jz75455 wrote:

Keith B wrote:

Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.

Ahh, that may 'splain it.

$250 every year for three years with penalties. This is after the $300 ticket for no insurance... Fair?

1. You were driving without insurance, in violation of the law, because you can't afford it.
2. You got stopped, presumably on a traffic citation, and in addition to whatever traffic violation you were cited for, you also were cited for driving without insurance on your car....otherwise how could they have known you weren't insured?
3. You let that surcharge, or whatever they call it, go unpaid for three years, so $250 turned into $750, plus the original $300 for the citation, so now you owed (at that time) $1,050.
4. The DPS allowed you a payment plan, and you paid off a total of $150.
5. You stopped making payments after paying that $150 because you can't afford them, and now DPS wants the remaining $900 in full.
6. You want DPS to let you go back to making the payments you couldn't afford before, but DPS won't let you make payments because you defaulted on the previous payment arrangement.
7. Since they won't budge, you can't afford to pay the $900 because you have to eat.
8. You can eat, and come up with $140 application fee, plus the $100 or so average class fee, plus the cost of ammo (and a gun if you don't already have one), food & drink, and public transportation to the class (since you won't be driving with no insurance on a suspended license, right?).
9. You don't want to pay your debt off before paying for getting a CHL because getting the CHL now is more important to you than paying off your other, older obligations.

The Annoyed Man wrote:

jz75455 wrote:

JeepGuy79 wrote:Not trying to be a jerk, but why don't you pay the state what you owe them before you jump into something else?

Well the CHL is more important to me right now and more affordable.

Since I got behind I can no longer make payments and TX wants the full $900 up front. Can't do that and eat. I've tried calling and begging for a payment plan but, they don't care.

jz75455 wrote:

Keith B wrote:

Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.

Ahh, that may 'splain it.

$250 every year for three years with penalties. This is after the $300 ticket for no insurance... Fair?

Let me get this straight, just so I understand....

1. You were driving without insurance, in violation of the law, because you can't afford it.
2. You got stopped, presumably on a traffic citation, and in addition to whatever traffic violation you were cited for, you also were cited for driving without insurance on your car....otherwise how could they have known you weren't insured?
3. You let that surcharge, or whatever they call it, go unpaid for three years, so $250 turned into $750, plus the original $300 for the citation, so now you owed (at that time) $1,050.
4. The DPS allowed you a payment plan, and you paid off a total of $150.
5. You stopped making payments after paying that $150 because you can't afford them, and now DPS wants the remaining $900 in full.
6. You want DPS to let you go back to making the payments you couldn't afford before, but DPS won't let you make payments because you defaulted on the previous payment arrangement.
7. Since they won't budge, you can't afford to pay the $900 because you have to eat.
8. You can come up with $140 application fee, plus the $100 or so average class fee, plus the cost of ammo (and a gun if you don't already have one), food, and public transportation to the class (since you won't be driving with no insurance on a suspended license, right?).
9. You don't want to pay your debt off before paying for getting a CHL because getting the CHL now is more important to you than paying off your other, older obligations.

Is that an accurate assessment? Just seeking clarity......

jz75455 wrote: I have a car and insurance but I rarely drive.

jz75455 wrote:I don't consider the surcharge a debt, I think of it more as extortion.

jz75455 wrote:

Keith B wrote:

Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.

Ahh, that may 'splain it.

$250 every year for three years with penalties. This is after the $300 ticket for no insurance... Fair?

GeekDad wrote:

jz75455 wrote:I don't consider the surcharge a debt, I think of it more as extortion.

Its not extortion is double jeopardy and its illegal, again... thanks for Gov. Perry.

AFCop wrote:

jz75455 wrote: I have a car and insurance but I rarely drive.

Why don't you just carry rarely then? I mean if you don't care about having a DL to drive, why should you care about needing a CHL and plan on rarely caring.... One thing to remember about a CHL is it puts you into one of the most scrutinized subsect of population ever and, I think where TAM is coming from (correct me if I am wrong), is your inability/unwillingness to take care of previous responsibilities prior to obtaining a CHL which requires the utmost responsibility.

Furthermore, if your DL is suspended then you shouldn't "rarely drive" you should NEVER drive!

Charles L. Cotton wrote:The surcharge system is nothing but a way to generate revenue. It has nothing to do with traffic safety or crime prevention. It never should have passed and it should be repealed.

Chas.