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seamusTX wrote:

frankie_the_yankee wrote:They carry insurance for this stuff too, so they don't really care.

Not that it matters, but I never heard of insurance that covers the loss of cash money.

You might be right. I just assumed that you could insure most anything. I mean, why not?

Won't homeowner's insurance pay off if you had cash stolen from your house as in a burglary? I know I would expect them to if it happened to me. Note: I am talking small/reasonable quantities here. I know full well that if you have unusually large amounts of anything, whether it be jewelry, guns, or whatever, you need to get a special "endorsement" or some such to be covered.

frankie_the_yankee wrote:Won't homeowner's insurance pay off if you had cash stolen from your house as in a burglary?

Every policy I have had excluded cash. It's too easy, if your house is broken into, to say, "Oh, BTW, I had $1,000 in cash in my sock drawer."

- Jim

seamusTX wrote:

frankie_the_yankee wrote:Won't homeowner's insurance pay off if you had cash stolen from your house as in a burglary?

Every policy I have had excluded cash. It's too easy, if your house is broken into, to say, "Oh, BTW, I had $1,000 in cash in my sock drawer."

- Jim

I guess you read yours more closely than I do!

frankie_the_yankee wrote:I guess you read yours [insurance policy] more closely than I do!

I'm just a nerd that way.

- Jim

frankie_the_yankee wrote:You also have two decisions to make. One is, do the actions you might take in resisting the BG increase or decrease the risk to your life and limb?

Like you say, that depends on the situation and every situation is unique. My safety is more important than my property so if I think giving up my wallet is safer, I'll do that. If I think resisting is safer, I'll do that. If I think running away is safer, I'll do that. Ect.

frankie_the_yankee wrote:The other is, is protecting your stuff worth risking the BG's life and limb for?

He already made that decision when he decided to commit a crime today instead of going out to get an honest job.

At the end of the day, the BG's life and limb is irrelevant to me. If instead of deciding to be a BG today, he decided to go jump off a bridge and end his own life, that decision would have had no impact on me. I wouldn't shed a tear and I probably wouldn't even hear about it. I don't see any reason to be more sympathetic to him as a reward for threatening my life or serious bodily injury.

I agree with what others said.


I have too much in my wallet to just give it to a BG.

I think the idea that the cops and DA are going to pat you on the back in the aftermath is a dangerous fantasy. Trust me when I tell you that getting a few replacement documents will involve a lot LESS "hassle".

Protect yourself, your family, and even your property - absolutely. But only if there is no other way out of the situation.

I sure wouldn't say on a "public" forum "I's gonn shoot'em!"

what's that phrase, anything you say, can and will be used against you.

I'm not saying "the man" is always watching, but I'd sure not like to give someone ammo (pardon the pun).
I'm not betting my financial future, and freedom, on my IP address and other info being leaked from here.

DoubleJ wrote:I'm not betting my financial future, and freedom, on my IP address and other info being leaked from here.

It could be subpoenaed. A subpeona is not even necessary. If law enforcement asks the operator of a web site for information, the web site operator generally can and will give it.

- Jim

ya you guys are right. I edited my post.

's all right, kid, juss don't let it happen again!

Perhaps to really take care of RubenZ any posts quoting him should be edited too?

Just a suggestion.

I have very mixed feelings on this issue. If the man did not present a threat, I would not give him my wallet. But, if he isn't armed, why does he have the testicular fortitude to attempt to mug me? .. unless of course, he is a 6'6" guy with huge hands who could strangle the crap out of me. Then, of course, he's a threat already.

How would I know he wasn't a threat? Guns are concealable, we all know.. knives even more so! If I were accosted like that, I would try my best to get him off of me and get him to back down, keeping an eye on his every move until I see a weapon of any kind.. then I would draw my weapon, anticipating him coming at me again. The situation would go from there. Either he backs down or I fire. Hopefully he backs down.

Assessing the situation and deciding whether to use deadly force is the hardest thing to do for me, as a CHL holder. I have had ZERO experience in it, but I play the "what if" game in my mind when I'm bored, preparing for the numerous situations that could occur. Things are never how you plan them out in your mind, but at least I'll be slightly better prepared.

One of my best friends was attacked last year in a local park right before Thanksgiving by three guys of similar age [between 17 and 22]. It was pitch black and he never saw them coming. Three guys against one is almost a sure situation to draw a weapon, especially after dark. However, he was unarmed. They stabbed him nine times in various places while he was fighting back, and then held a gun to his head. He stopped fighting when he heard the gun being cocked. They took his wallet and his shoes.. didn't really get anything else. http://www.kdhnews.com/archives/results ... nder&t=def

Fortunately and amazingly, he survived by eventually getting up and walking to a friend's house about 1000 feet away. He lost 3/4 of his blood and had no vitals upon arriving at the hospital, but he is alive.

My point: a simple mugging can turn deadly VERY fast, whether you see the weapon or not.. so if some teenager has the gall to approach you and demand that you give up something, don't assume it's a situation where you can knock him over the head and go about your way. They are rarely unarmed. If you are outnumbered by multiple thieves, that in itself would most likely present an imminent threat. They wouldn't try to mug someone who could obviously take them on. Stay alert.

Sorry for the long post.

Exactly, what if you see no weapon and decide, hey I can take him and all of a sudden you engage in a hand to had combat where he gets the drop on you with a knife? By the time you try to grab your gun he probably would have hit a vital already.


Seriously, I don't think I would engage in hand to hand with someone who is actually trying to rob me.

I would simply tell him/her that they really don't want my wallet. If they insist that they do want it, I will then show them why they do not want it. If they still want it, I will make them unable to take it.