TexasCHLforum.com

JALLEN wrote:My guess is that for the most part this is driven by insurance policy considerations. If they do not have a policy to ban guns, the premium goes up.... something like that. Ban guns, save money on premiums.

Maybe in Kalistan but I remember some commercial insurance agent in Texas debunked that myth a while ago.

I found this quote in a campus carry thread from last year.

“In all my years of writing commercial insurance for businesses, schools, churches, and the like, I have never had an underwriting questionnaire ask or even allude to whether or not the insured allows CHL holders to carry on the premises. I inquired of my underwriters, and not one indicated that this had ever been an underwriting question.” - Robert Greene (concealed handgun instructor, former police officer, and licensed insurance agent)

It's the speculators. They aren't looking at actual facts, just speculation. And,unfortunately, they're wrong.

Unfortunately my employer has the same mind set, no guns allowed in the building, parking lot, company vehicles, or private vehicles while on company business. I have always tried to obey the rules, and when the parking lot law went into effect, I approached our HR person, asking if they knew the law had changed and the handbook still said no weapons in the parking lot (or even not in the parking lot - they were trying to make it against the rules to park next door in a public lot and walk over.) The reaction I received disheartened me, they were aware of the "crazy law" and were looking to change the handbook, but had to discuss it with the lawyers first. I knew right then any further discussion would be pointless, but since they acknowledged the law stated employees were allowed to keep guns in their vehicles, I now do so on a regular basis even if they have yet to change the handbook.

smoothoperator wrote: Maybe in Kalistan but I remember some commercial insurance agent in Texas debunked that myth a while ago.

That would be gratifying indeed. In California, the likelihood of encountering a CHL holder is about the same as expecting Big Foot and the Abominable Snowman to both appear for dinner dressed in identical pink tutu's. Last I heard, there are fewer than 2000 permits in San Diego County, and we have no law similar to 30.06 whereby a business can legally make its gun ban effective as a criminal matter. As a CHL holder, I could go anywhere but bars, certain government buildings or facilities.

Costco forbids possessing a gun in its stores but there is no enforcement possible except to ask you to leave, and cancel your membership, IF they discover it. I don't know of any others. I carried in my bank, Walmart, Albertson's, everywhere I happened to go except the courthouse and airport. There is little point in having a company policy since virtually none of the employees can get CHLs anyway. In San Diego, every CHL holder I have ever met is a business owner. I had to have the approval of the board of directors when I got mine, easy enough since the board was me and my wife. So having legally possessed weapons may never come up as an insurance issue here.

balk-a-nite wrote:its just a matter of time before we are Robbed at gun point or a crazed un happy customer starts shooting the place up!!!

Wont happen. Theres a policy.....

FYI. NRA is looking for help to "crack down" on companies that are ignoring the parking lot law. Basically, shoot them an email with proof of the offending company.

http://www.nraila.org/legislation/state ... n-law.aspx" onclick="window.open(this.href);return false;