Identity or property theft issues and help

[philip964]

I have recently started receiving in the mail, lots of welcoming to the neighborhood letters from various companies like banks, Home Depot, stores, etc. etc.

They are all addressed to someone I do not know with my home address.

It is as if I had sold my home and someone new had moved in. I still get my mail as normal.

Any thoughts would be appreciated.

Is this a weird form of identity theft?

Has someone stolen my home down at the courthouse?

Should I contact someone? Who?

I have received maybe 40 pieces of mail from lots of businesses so far, all with in the last two weeks.

[Lynyrd]

I would be very suspicious and worried. Have your bank run your credit immediately would be my suggestion.

[Tex1961]

It’s always wise to check your credit, but most likely someone accidentally put a wrong street name or number on a list.

[OneGun]

You might want to check if there is another mortgage on your home. If read about it before. Someone takes out a loan on your house and you get the lien.

[TreyHouston]

I would be very suspicious and worried. Have your bank run your credit immediately would be my suggestion.

YES, this!!!!

[rotor]

Get a free credit report

You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. Don't go to one of the pay sites to get the report.

I had someone convince my credit card company (by phone!) to issue another credit card to them at a California address. They changed my email and mailing address. They convinced the company to do this all by calling in on the phone. Can you believe? My calls to credit card company now require a password. I was alerted by text message of a change. Please note that even though I went to my local police, filed a report that NOTHING was done and they don't care. They had the address where the credit card was going to be sent to and name of the person and could have notified the California police but nothing was done. I am still furious about their inaction. You can get a free credit report from all 3 companies every 12 months.

[TreyHouston]

https://www.google.com/amp/s/www.cnbc.c ... ffect.html

Someone should make a new topic for this. You can now LOCK your credit for free! And unlock And thaw for free

[Flightmare]

https://www.google.com/amp/s/www.cnbc.c ... ffect.html

Someone should make a new topic for this. You can now LOCK your credit for free! And unlock And thaw for free

Thankyou for posting this. I now have a freeze with all 3.

[The Annoyed Man]

Get a free credit report

You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. Don't go to one of the pay sites to get the report.

I had someone convince my credit card company (by phone!) to issue another credit card to them at a California address. They changed my email and mailing address. They convinced the company to do this all by calling in on the phone. Can you believe? My calls to credit card company now require a password. I was alerted by text message of a change. Please note that even though I went to my local police, filed a report that NOTHING was done and they don't care. They had the address where the credit card was going to be sent to and name of the person and could have notified the California police but nothing was done. I am still furious about their inaction. You can get a free credit report from all 3 companies every 12 months.

This happened to me a few years ago, to the tune of $48,000 ... and it was the same thing. I had the name and address of the perp, and neither my local police, or the police in New Orleans (where the perp lived) would do anything about it. The reasoning was that $48,000 just wasn’t enough money to justify the effort to arrest her.

That’s why identity theft is so common. There’s almost zero risk of jail, even if you’re caught red-handed.

[Flightmare]

Get a free credit report

You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. Don't go to one of the pay sites to get the report.

I had someone convince my credit card company (by phone!) to issue another credit card to them at a California address. They changed my email and mailing address. They convinced the company to do this all by calling in on the phone. Can you believe? My calls to credit card company now require a password. I was alerted by text message of a change. Please note that even though I went to my local police, filed a report that NOTHING was done and they don't care. They had the address where the credit card was going to be sent to and name of the person and could have notified the California police but nothing was done. I am still furious about their inaction. You can get a free credit report from all 3 companies every 12 months.

This happened to me a few years ago, to the tune of $48,000 ... and it was the same thing. I had the name and address of the perp, and neither my local police, or the police in New Orleans (where the perp lived) would do anything about it. The reasoning was that $48,000 just wasn’t enough money to justify the effort to arrest her.

That’s why identity theft is so common. There’s almost zero risk of jail, even if you’re caught red-handed.

Almost like being an illegal alien during the Obama administration

[philip964]

You might want to check if there is another mortgage on your home. If read about it before. Someone takes out a loan on your house and you get the lien.

This is what I was worried about.

Thanks everyones help. I will order this free credit report.

[philip964]

You might want to check if there is another mortgage on your home. If read about it before. Someone takes out a loan on your house and you get the lien.

This is what I was worried about.

Thanks everyones help. I will order this free credit report.

Ok so I went to my credit reports, reviewed all three nothing out of the ordinary, except a few years back somebody in Tallahassee Florida took out a credit card in my name and bought something expensive at Walmart. The credit card company figured it out pretty quickly it was not me and cancelled the card. But the address they used was still on my file. So I disputed it. It also reminded me not to get a store credit card ever.

So how about this taking out a loan on my house and a potential lien on my house? Would I have to pay for a title search? Or do I just wait for the first mortgage payment to arrive? Are banks not smarter than this? So who got the proceeds from the loan?

[philip964]

You might want to check if there is another mortgage on your home. If read about it before. Someone takes out a loan on your house and you get the lien.

This is what I was worried about.

Thanks everyones help. I will order this free credit report.

Ok so I went to my credit reports, reviewed all three nothing out of the ordinary, except a few years back somebody in Tallahassee Florida took out a credit card in my name and bought something expensive at Walmart. The credit card company figured it out pretty quickly it was not me and cancelled the card. But the address they used was still on my file. So I disputed it. It also reminded me not to get a store credit card ever.

So how about this taking out a loan on my house and a potential lien on my house? Would I have to pay for a title search? Or do I just wait for the first mortgage payment to arrive? Are banks not smarter than this? So who got the proceeds from the loan?

http://www.wbtv.com/story/38203615/hous ... nowing-it/

This didn't make me feel better.

http://www2.philly.com/philly/news/its- ... 80629.html

or this.

[bblhd672]

https://www.google.com/amp/s/www.cnbc.c ... ffect.html

Someone should make a new topic for this. You can now LOCK your credit for free! And unlock And thaw for free

Thanks. I hadn't heard that this had passed. Here's another link for info if you don't want to provide clicks to the Communist News Bull Center:
https://krebsonsecurity.com/2018/09/in- ... -fee-free/