77 in a 60

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switch
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77 in a 60

Post by switch »

FW finest! I forgot the speed limit on i-35 dropped to 60. :cry:

I gave him my d/l and CHL. He asked if I was carrying and where. As usual, I had my NAA22 on my beltbuckle and a couple of Glocks behind my hips. He asked why I had 3 guns. I told him the same reason he had a backup. He said he did not have a backup. :cry: I asked if he carried exra ammo and he said yes. I do not carry extra ammo (if you do not count the 1,000 rounds in the tool box. ;-)

Then he wanted to know if I could carry that many guns. He called another LEO/CHL instructor who told him I was legal - the most he'd ever heard of was 22 concealed guns. ;-)

Still got a speeding ticket, no seat belt and no insurance. :cry:
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Liberty
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Post by Liberty »

Russell wrote:how the heck do you strap on 22 concealed handguns.

:
Could be they were in the vehicle and not all on his person
switch
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asking for a ticket and 22 guns

Post by switch »

Well, it was my mom's car, I was taking her to the Dr but the insurance is in my Sister's name. They do not drive that car, much. No one put the card in the glove box.

Probably just a stunt, ankle holsters, all the pockets, maybe a vest/jacket? shoulder holsters, etc.

Ever see the video about why you make students tuck in the shirts? That kid pulled out ten or so guns without trying, including a shotgun. ;-)
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How many guns can you carry?

Post by TraCoun »

FWIW -- Some months ago, through our Security department, I saw a clip of a security training video, showing a guy who was supposedly high-school age (really looked like it, and he was average size). At first he was just standing there, had on long pants and a shirt, and I believe a light jacket. He started pulling guns out from his clothes -- pockets, behind the back, shoulder holster carries, even a long gun down his pants leg. The total, if I remember correctly, was 19. You couldn't tell while he was just standing there that he had any.
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propellerhead
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Re: asking for a ticket and 22 guns

Post by propellerhead »

switch wrote:Well, it was my mom's car, I was taking her to the Dr but the insurance is in my Sister's name. They do not drive that car, much. No one put the card in the glove box.

Probably just a stunt, ankle holsters, all the pockets, maybe a vest/jacket? shoulder holsters, etc.

Ever see the video about why you make students tuck in the shirts? That kid pulled out ten or so guns without trying, including a shotgun. ;-)
Doesn't the insurance go with the driver? It's the driver that's insured not the car right? Like if I drive my friend's car and I wreck, it's my insurance that pays for it and not my friend's insurance? This is why I keep my proof of insurance in my wallet, not the car.
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Post by carlson1 »

I just made a trip to South Texas for a funeral. It was Sept. 11. I carried my Commander (with two mags), S&W 340PD in my front left pocket, Shotgun (with 14 rounds), and my mini 14 with a 40 round mag. My wife had her Glock 26 with one mag. I am glad I did not have to explain all of that. :oops: I forgot the water and the protein bars just in case. :lol: I am not paranoid they really are out to get me :willynilly:
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Post by Commander »

Propellerhead, check your insurance card. You should see the VIN number of the car that your policy covers. You buy insurance on the car.
"Happiness is a warm gun" - The Beatles - 1969


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propellerhead
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Post by propellerhead »

Right, but it also has the names of the people insured. <shrug> I'll have to call USAA tomorrow to check.
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Post by KRM45 »

I use USAA too, and I have checked. An an insured driver USAA will cover you in any vehicle you drive.

That is why I always waive the extra coverage when I rent a car. I know I am already insured.
propellerhead wrote:Right, but it also has the names of the people insured. <shrug> I'll have to call USAA tomorrow to check.
switch
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insurance

Post by switch »

Yes, my USAA insurance does cover me while driving my mothers car. Actually, I forgot to offer that. However, sometimes, the LEO insists on insurance on the car and they have insisted that the driver be explicitedly covered. I have never had a problem getting the insurance company to give me a letter that Joe Blow was covered by my policy as long as he had my permission to drive it. It's just a pain to go to that much trouble.
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Post by KBCraig »

S&W6946 wrote:Propellerhead, check your insurance card. You should see the VIN number of the car that your policy covers. You buy insurance on the car.
Liability insurance is on the driver: cars can't be liable for anything. And liability insurance is the only thing that's legally required. The police don't care if you tear up your own car and can't pay for it, only that you have insurance to pay for damage to someone else's property.

Almost all insurance covers the driver, no matter what car he's driving. If you have insurance and borrow or rent a car, your insurance still covers you. If you are driving someone else's car, their insurance might not cover you.

I can tell you with confidence that State Farm covers the insured no matter what they're driving, plus covers the vehicle no matter who's driving it (unless it's an uninsured immediate family member living in the same household).

But again: liability goes with the driver, not the car.

Kevin
switch
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insurance

Post by switch »

Actually, you do not have to have liability insurance - all you need if proof of financial responsibility. (Don't ask my how I know. ;-)

If you have a CD w/$53,000 or debt free real estate worht $100,000, you can get a letter from a judge that says you are 'financially responsible'. Course, if I HAD $53,000, I'd want liability insurance. ;-)

Good luck finding 'liability insurance' that covers you if you do not have a car. ;-)

Actually, I think the car 'owner' is liable. If you loan him your car and he does not have insurance, guess who pays? ;-)
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Re: insurance

Post by KBCraig »

switch wrote:Actually, you do not have to have liability insurance - all you need if proof of financial responsibility.
True, that is what the law requires. There are folks who self-insure.

Back around 1989, my former wife got a ticket for not having "proof of financial responsibility". It was a phrase neither of us had ever heard, but when she asked what that was, the officer just kept repeating the demand for "proof of financial responsibility". If the officer had just asked for insurance, no problem... we had insurance, and could have shown it!

I don't know how it is in Texas, but I've heard of states where they will not back down on a ticket even when you can prove that you had insurance coverage. They treat failing to have the insurance card with you, as bad as not having insurance. Clearly, they're just using that as a revenue source, and aren't concerned with right and wrong.

If someone doesn't have proof of insurance, sure... write the ticket. Let the person jump through the hoops of getting a letter from their insurance company certifying that they were covered at the time, then take it to the court, and get the charge dropped. After all, it's the insurance that's important, not the piece of paper.

By the way, when we move to New Hampshire, we won't be required to have insurance. NH is the only state that doesn't require liability insurance.

We will have it anyway, of course; only a fool would not. Plus, our driving won't be restricted to NH, and even NH residents must have liability coverage when driving in other states.

Conventional wisdom says that more people would be uninsured in NH, so insurance must cost more. Conventional wisdom is wrong -- insurance is considerably cheaper in NH than in most other states.

NH is also the only state that doesn't require adults to wear seatbelts. And, guess what? The seatbelt useage rate is higher than in the neighboring states!

Funny how people make the right choices when they're free to do so.

Kevin
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Post by Commander »

Here is the basis for my earlier answer on insurance:

Texas Transporation Code
Sec. 601.053 Evidence of Financial Responsbility
(a) As a condition of operating in this state a motor vehicle to which Section 601.051 applies, the operator of the vehicle on request shall provide to a peace officer, as defined by Article 2.12, Criminal Procedure Code, or a person involved in an accident with the operator evidence of financial responsibility by exhibiting:
(1) a motor vehicle liability insurance policy covering the vehicle that satisfies Subchapter D or a photocopy of the policy.


I realize that most insurance will cover the policy holder on any vehicle they drive.

When you get your vehicle inspected, the inspector will compare the VIN on your insurance card with the VIN of the vehicle you are bringing in for inspection to ensure they match. This verifys that the vehicle being inspected is the one covered by the policy presented; and is insured as required by law.
"Happiness is a warm gun" - The Beatles - 1969


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