The best answer to this is to not carry a bunch of stuff you don't need, IMHO.
I laugh when I see guys open their wallet and they have 10 credit cards, their SS card, and all kinds of other crap they'll never need on a daily basis.
I downsized to what basically amounts to a money clip. My DL, AMEX, Corporate AMEX, Bank Card and Medical Card. I rarely carry any cash.
There's nothing in there that I can't have replaced in a few days or so - no harm done...if I lose it or if someone 'try's' to take it.
As for you 'attempting' mugging...I'd bet good money that the number of folks that have been on the wrong end of something like this that are members of this forum is exponentially higher than what the actual probability is that this would occur. I don't know the stats - but my gut feeling is that most people that get a CHL have had something like this happen in their past. The last time I looked at the numbers there was like 1% of the pop of TX that had a CHL.
I mean, whatever floats your boat...carry two wallets, and your gun...hell, a BUG and a couple extra mags just in case you end up in a real life "Die Hard" hostage situation...
