mojo84 wrote:JALLEN wrote:mojo84 wrote:e they are unique to them are standard policy terms offered by most other carriers. Some carriers are better at marketing than others and make people feel like they are special members of an exclusive club.
Many of us ARE members of an exclusive club. We get USAA membership, free meals in some places on Veterans Day and Memorial Day, 100% home loans, special notation on our DLs, a break on LTC fees, and the thanks of a grateful nation.
Of course, you don't get that last bit until the officer hands your widow the flag. Better late than never!
It's apparent you took offense to my commit and also took it out of context. I apologize for offending you.
USAA is a fine insurance company and they are GREAT at marketing. My comment had 100% to do with their insurance coverage and marketing as a company and nothing to do with military service.
There are many that have earned the right to be a member of the club you are talking about, including many of my family members, none of which joined the USAA club. I am externally greatful for all of your sacrifice. However, that has nothing to do with the topic of this thread or representing that USAA is the only company that offers the policy terms and coverage being discussed here.
By the way, since USAA has broadened there membership criteria, there are many members that have done nothing to earn their membership.
I took no offense whatsoever. When I showed up to report for active duty as a brand new Ensign nearly 50 years ago, another officer was assigned to my orientation. He sat down with this checklist, to go through all the things I needed to be familiar with at the command, on the base, etc. After taking me up to meet the CO, the second thing he did was to suggest I sign up for USAA. Boy was that lucky! Then they showed me where the O Club was, when Ladies Night was, where the barbershop, the Exchange were, where to get ballgame tickets etc.
In the years since, I have saved more on car and home insurance than I MADE the whole time I was in the Navy, active and reserve. The few claims I have had were handled in a straightforward, courteous, timely and satisfactory manner.
When my two sons started driving as teenagers, one of their buddies' father was a State Farm agent. He mentioned he had really good rates for unmarried male teenaged drivers. After I told him what I was paying, he never mentioned it again.
It has been far and away the most valuable reward for military service, except, of course, the thanks of a grateful nation.
Far from being offended, I'm proud of being in the brotherhood (and these days, sisterhood!) of veterans (even though I didn't really actually DO anything) and proud and grateful to have been with USAA all these years. My extra dividend check last year was more than our premium for 3 cars.
It pays to get to the party early, and stay late!
Luckily, I have enough willpower to control the driving ambition that rages within me.